What can replace PayPal.
3 European products that cover PayPal fully or in part. None of them is a clone — where something is missing, it says so.
3 entries
KlarnaSE
A Swedish bank offering instalments and invoice purchase, widely accepted in German retail.
EU / EEAProvenEffort: Mediumwww.klarna.com Replaces: PayPal · Stripe
MollieNL
A Dutch payment provider with a European licence, every common European method and good documentation.
EU / EEAProvenEffort: Mediumwww.mollie.com Replaces: Stripe · PayPal
UnzerDE
A Heidelberg payment provider with invoice purchase and direct debit — the methods that matter in German retail.
EU / EEAProvenEffort: Mediumwww.unzer.com Replaces: Stripe · PayPal
Every field, filter and catch lives in the full directory. Not a recommendation and not a review. A list with evidence, so you can draw up a shortlist. Ownership and headquarters change — verify whatever matters to you before you sign.
Data as of August 2026